The Travis County HOME Program supports affordable housing opportunities for eligible low- and moderate-income households in unincorporated Travis County and the participating municipalities of Bee Cave, Creedmoor, Lago Vista, Lakeway, Manor, San Leanna, Sunset Valley, Webberville, and West Lake Hills.
Funding is provided by the U.S. Department of Housing and Urban Development (HUD) through the HOME Investment Partnerships Program (HOME).
HOME Funding at a Glance
Travis County administers HOME funding to support affordable housing activities, program administration, and eligible CHDOs.
| Allocation Year | HOME Allocation | Administration Set-Aside | CHDO Set-Aside | Planned Non-Federal HOME Match |
|---|---|---|---|---|
| 2024 | $566,563.83 | $56,656.38 | $0.00 | $127,476.86 |
| 2025 | $478,126.94 | $47,812.69 | $71,719.04 | $89,648.80 |
| 2026* | $508,447.38 | $50,844.73 | $76,267.11 | $95,333.89 |
| TOTAL | $1,553,138.15 | $155,313.80 | $147,986.15 | $312,459.55 |
*2026 is an anticipated allocation and has not yet been received.
Amounts and activities are subject to HUD approval and funding availability.
The Housing Authority of Travis County contributed toward the required HOME match for 2024 and 2025.
Downpayment Assistance (DPA)
The Travis County HOME DPA Program offers up to $75,000 to help make homeownership more affordable and attainable for low- to moderate-income Travis County residents.
Key DPA Program Guidelines
- The home must be purchased within the Travis County HOME service area. See the section above for details.
- The prospective homebuyer’s household income must fall within the 50%–80% Area Median Income (“AMI”) range.
- The prospective homebuyer must complete an eight-hour homebuyer education course through a HUD-approved housing counseling agency and receive a certificate of completion.
- The prospective homebuyer must complete one-on-one housing counseling through a HUD-approved housing counseling agency.
- The prospective homebuyer must obtain a Mortgage Readiness Checklist confirming that all County client eligibility requirements have been met.
- The prospective homebuyer must have a credit score of at least 640 at the time of mortgage approval.
- The home must meet applicable HOME property standards under 24 CFR Part 92 and Travis County inspection requirements.
- The home cannot be located within a 100-year or 500-year floodplain.
- The mortgage provided by the lender must meet qualified mortgage standards and the underwriting requirements established in the County’s policies and procedures.
This list highlights several important program requirements but is not exhaustive. Housing counseling is required to provide prospective homebuyers with comprehensive support from a HUD-approved housing counseling agency and help position them for long-term, sustainable success as homeowners.
Program Information
- DPA Interest Form in English and Spanish (español)
- DPA Flyer in English and Spanish (español)
- HOME Income limits
- HOME service area map
- Floodplain map
- CPD Income Eligibility Calculator
- Client Experience Workflow
- FAQs / Fact Sheets (Coming Soon)
- Housing Funding
| Planned Use | PY2024 | PY2025 | Anticipated PY2026 | Combined |
|---|---|---|---|---|
| HOME funds may be used for the Downpayment Assistance Program or other eligible new single-family housing construction (or reconstruction) of owner-occupied housing units. | Up to $637,384.31 | Up to $448,244.01 | Up to $476,669.43 | Up to $1,562,297.75 |
Community Housing Development Organization (CHDO)
The HUD-funded HOME Program requires participating jurisdictions (“PJs”) to reserve at least 15% of their annual HOME allocations for investment in housing that is owned, developed, or sponsored by a Community Housing Development Organization (“CHDO”).
Travis County has elected to direct its annual CHDO set-aside toward the development of housing for homeownership, as provided under 24 CFR § 92.300(a)(6). The County’s available CHDO funding is shown below.
Before an organization may apply for Travis County CHDO funding, it must first be designated as a CHDO by the County. Travis County will begin accepting CHDO Designation Forms on September 1, 2026.
Once an organization is designated, the County will provide the required Conflict of Interest Form. All designated CHDOs will be notified when the CHDO funding application becomes available and applications are being accepted.
CHDO designation does not guarantee an award of HOME funding.
| Planned Use | PY2024 | PY2025 | Anticipated PY2026 | Combined |
|---|---|---|---|---|
| CHDO set-aside | $0.00 | $71,719.04 | $76,267.11 | $147,986.15 |
| Operating Assistance & Capacity Building (up to 5%) | $0.00 | Up to $23,906.34 | Up to $25,422.36 | Up to $49,328.70 |