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Montgomery GI Bill - Active Duty (MGIB-AD)

The MGIB program provides up to 36 months of education benefits. This benefit may be used for degree and certificate programs, flight training, apprenticeship/on-the-job training and correspondence courses. Remedial, deficiency, and refresher courses may be approved under certain circumstances. Generally, benefits are payable for 10 years following your release from active duty. This program is also commonly known as Chapter 30.

For more information about MGIB-AD, visit Montgomery GI Bill Active Duty (MGIB-AD) | Veterans Affairs (va.gov).

Eligibility Guidelines

CATEGORY I

  • Entered active duty for the first time after June 30, 1985
  • Had military pay reduced by $100 a month for first 12 months
  • Continuously served for 3 years, OR 2 years if that is what you first enlisted for, OR 2 years if you entered the Selected Reserve within a year of leaving active duty and served 4 years ("2 by 4" Program)

CATEGORY II

  • Entered active duty before January 1, 1977
  • Served at least 1 day between 10/19/84 and 6/30/85, and stayed on active duty through 6/30/88, (or 6/30/87 if you entered the Selected Reserve within 1 year of leaving active duty and served 4 years)
  • On 12/31/89, you had entitlement left from Vietnam-Era GI Bill

CATEGORY III

  • Not eligible for MGIB under Category I or II
  • On active duty on 9/30/90 AND separated involuntarily after 2/2/91,
  • OR involuntarily separated on or after 11/30/93,
  • OR voluntarily separated under either the Voluntary Separation Incentive (VSI) or Special Separation Benefit (SSB) program
  • Before separation, you had military pay reduced by $1200

CATEGORY IV

  • On active duty on 10/9/96 AND you had money remaining in a VEAP account on that date AND you elected MGIB by 10/9/97
  • OR entered full-time National Guard duty under title 32, USC, between 7/1/85, and 11/28/89 AND you elected MGIB during the period 10/9/96, through 7/8/97
  • Had military pay reduced by $100 a month for 12 months or made a $1200 lump-sum contribution

Check current payment rates

The Montgomery GI Bill - Active Duty, called "MGIB-AD" for short, provides up to 36 months of education benefits to eligible veterans for:

  • College
  • Technical or Vocational Courses
  • Correspondence Courses
  • Apprenticeship/Job Training
  • Flight Training
  • High-tech Training
  • Licensing & Certification Tests
  • Entrepreneurship Training
  • Certain Entrance Examinations
  • Who is Eligible?

Montgomery GI Bill- Selected Reserve (MGIB-SR)

The Montgomery GI Bill Selected Reserve (MGIB-SR) program offers up to 36 months of education and training benefits. If you’re a member of the Army, Navy, Air Force, Marine Corps or Coast Guard Reserve, Army National Guard, or Air National Guard, you may be eligible for this benefit. Find out if you qualify.

You may be eligible for education benefits under this program if you meet the requirements listed below.

One of these must be true:

  • You have a 6-year service obligation (you agreed to serve 6 years) in the Selected Reserve, or
  • You’re an officer in the Selected Reserve and you agreed to serve 6 years in addition to your initial service obligation

***Note: Your obligation must have started after June 30, 1985, or for some types of training after September 30, 1990.

And all of these must also be true:

  • You complete your initial active duty for training (IADT), and
  • You get a high school diploma or certificate of equal value, like a High School Equivalency Diploma or GED, before finishing IADT (Note: You can’t use 12 hours toward a college degree to meet this requirement), and
  • You stay in good standing while serving in an active Selected Reserve unit

***Note: You’ll still be eligible if you’re discharged from Selected Reserve service due to a disability that was not caused by misconduct)

Check current payment rates

Post – 9/11 GI Bill

The Post- 9/11 GI Bill is an education benefit program for service members and Veterans who served on active duty after Sept. 10, 2001. Benefits are payable for training pursued on or after Aug. 1, 2009. No payments can be made under this program for training pursued before that date.

****New requirement to verify your enrollment***

If you’re in a non-college degree program and you get monthly housing allowance (MHA) and/or college fund (“kicker”) payments under the Post-9/11 GI Bill, you must verify your enrollment each month. If you’re at an institution of higher learning, you’ll need to start verifying your enrollment for terms that start after December 17, 2021. Check back here soon to find out when this new requirement will start for you.

Learn more about verifying your enrollment

Eligibility Guidelines

You may be eligible for education benefits if you meet at least one of the requirements listed below.

At least one of these must be true:

  • You served at least 90 days on active duty (either all at once or with breaks in service) on or after September 11, 2001, or
  • You received a Purple Heart on or after September 11, 2001, and were honorably discharged after any amount of service, or
  • You served for at least 30 continuous days (all at once, without a break in service) on or after September 11, 2001, and were honorably discharged with a service-connected disability, or
  • You’re a dependent child using benefits transferred by a qualifying Veteran or service member

Note: If you’re a member of the Reserves who lost education benefits when the Reserve Educational Assistance Program (REAP) ended in November 2015, you may qualify to receive restored benefits under the Post-9/11 GI Bill.

Expiration of 9/11 benefits

This depends on when you were discharged from active duty.

If your service ended before January 1, 2013, your Post-9/11 GI Bill (Chapter 33) benefits will expire 15 years after your last separation date from active service. You must use all of your benefits by that time or you’ll lose whatever’s left.

If your service ended on or after January 1, 2013, your benefits won’t expire thanks to a new law called the Forever GI Bill - Harry W. Colmery Veterans Educational Assistance Act. Some letters you receive from us may not yet reflect this change. Thank you for your patience as we work to update our systems.

Learn more about this new law

The housing allowance is not payable to individuals pursuing training at half time or less.

Approved training under the Post-9/11 GI Bill includes advances towards your education and training. See the list below for more information.

Work toward a degree:

Undergraduate and graduate degrees, Tuition Assistance Top-Up, Tutorial Assistance

Train for a specific career, trade, or industry:

Vocational/technical training and non-college degree programs, Veterans technology, education courses (VET TEC), On-the-job training and apprenticeships, Entrepreneurship training, Flight training, Test fees

Work while you study:

Co-op training, Work study

Take classes from home:

Correspondence training, Independent and distance learning

You can receive up to 36 months of benefits, including:

  • Tuition and fees. If you qualify for the maximum benefit, we’ll cover the full cost of public, in-state tuition and fees. We cap the rates for private and foreign schools, and update those rates each year. Check current rates.
  • Money for housing (if you’re in school more than half time). We’ll base your monthly housing allowance on the cost of living where your school is located.
  • Money for books and supplies. You can receive up to $1,000 per school year.
  • Money to help you move from a rural area to go to school. You may qualify for this one-time payment of $500 if you live in a county with 6 or fewer people per square mile and you’re either moving at least 500 miles to go to school or have no other option but to fly by plane to get to your school.

Find out how we determine your percentage of Post-9/11 GI Bill benefits

Find out how we determine your Post-9/11 GI Bill coverage

Yellow Ribbon Program

The Yellow Ribbon G.I. Education Enhancement Program was enacted to potentially assist eligible individuals with payment of their tuition and fees in instances where costs exceed the in-state tuition charges at a public institution or the national maximum payable at private and foreign institutions.

Eligibility Guidelines

You must qualify for the Post-9/11 GI Bill at the 100% benefit level

And at least one of these must be true:

  • You served at least 36 months on active duty (either all at once or with breaks in service) and were honorably discharged or
  • You received a Purple Heart on or after September 11, 2001, and were honorably discharged after any amount of service, or
  • You served for at least 30 continuous days (all at once, without a break) on or after September 11, 2001, and were discharged or released from active duty for a service-connected disability, or
  • You’re a dependent child using benefits transferred by a Veteran (find out about transferring Post-9/11 GI Bill benefits), or
  • You’re a Fry Scholar (eligible for the Yellow Ribbon Program on or after August 1, 2018)

Note: At this time, you’re not eligible for the Yellow Ribbon Program if you’re an active-duty service member or a spouse using the transferred benefits of an active-duty service member.

Starting on August 1, 2022, you may become eligible for the Yellow Ribbon Program if you’re currently an active-duty service member who qualifies at the 100% level (you already served on active duty for at least 36 months) or if you’re a spouse using the transferred benefits of an active-duty service member who meets these qualifications.

To find out if your school participates in the Yellow Ribbon Program, you can use our tool to find a Yellow Ribbon school.

You can also search for participating schools using the GI Bill Comparison Tool.

Marine Gunnery Sergeant John David Fry Scholarship

The Marine Gunnery Sergeant John David Fry Scholarship (Fry Scholarship), a scholarship for children and spouses of certain Veterans. If your parent or spouse died in the line of duty on or after September 11, 2001, while serving in one of the Armed Forces, or was a member of the Selected Reserve who died from a service-connected disability, you may qualify for this benefit.

More information and how to apply can be found at https://www.va.gov/education/survivor-dependent-benefits/fry-scholarship/.

As the child of the service member:

  • You can be married or unmarried.
  • If you turned 18 or graduated from high school before January 1, 2013, you can get a Fry Scholarship until you’re 33 years old.
  • If you turn 18 or graduate from high school after January 1, 2013, you can get a Fry Scholarship at any age over 18 or after you graduate (whichever comes first).
  • If your parent was a member of the Selected Reserve and died from a service-connected disability while not on active duty, you can get a Fry Scholarship at any time, no matter how old you are.
  • If your parent died in the line of duty before August 1, 2011, you may qualify for both the Fry Scholarship and the Survivors’ and Dependents’ Educational Assistance (DEA) program. But you can use only one program at a time. We cap combined benefits at 81 months of full-time training. Read about the DEA program.
  • If you’re receiving Dependency and Indemnity Compensation (DIC), you’ll need to give up those payments when you start to use the Fry Scholarship.

As the spouse of a service member:

  • If you remarry, you’ll no longer be eligible for the Fry Scholarship.
  • You can still get Dependency and Indemnity Compensation (DIC) payments while using the Fry Scholarship.

$600 Buy-up Program

  • Some service members may contribute up to an additional $600 to the GI Bill to receive increased monthly benefits. For an additional $600 contribution, you may receive up to $5400 in additional GI Bill benefits. The additional contribution must be made while on active duty.
  • Fill out a form called Montgomery GI Bill Act of 1984 Basic Enrollment (DD Form 2366) and take it to your payroll or personnel office. Get DD Form 2366 (PDF).
  • Remember to keep copies of the form and any other paperwork that shows you made the payment.

View the rate table

Veteran Readiness and Employment (Chapter 31)

If you have a service-connected disability that limits your ability to work or prevents you from working, Veteran Readiness and Employment (formerly called Vocational Rehabilitation and Employment) can help. This program—also known as Chapter 31 or VR&E—helps you explore employment options and address education or training needs. In some cases, your family members may also qualify for certain benefits.

If you are a Veteran, you are eligible for Veteran Readiness and Employment if you meet both requirements listed here:

All of these must be true:

  • You didn’t receive a dishonorable discharge, and
  • You have a service-connected disability rating of at least 10% from VA

When we receive your VR&E application, we’ll schedule your initial evaluation with a Vocational Rehabilitation Counselor (VRC). The VRC will determine if you’re entitled to receive VR&E benefits and services.

If you were discharged from active duty before January 1, 2013, your basic period of eligibility ends 12 years from one of these dates, whichever comes later:

  • The date you received notice of your date of separation from active duty, or
  • The date you received your first VA service-connected disability rating

The basic period of eligibility may be extended if a VRC finds that you have a serious employment handicap (SEH). Having an SEH means your service-connected disability significantly limits your ability to prepare for, obtain, and maintain suitable employment (a job that doesn’t make your disability worse, is stable, and matches your abilities, aptitudes, and interests).

If you were discharged from active duty on or after January 1, 2013, the 12-year basic period of eligibility doesn’t apply to you. There’s no time limit on your eligibility.

If you are still on active duty, you are eligible for Veteran Readiness and Employment if you’re a service member and you meet at least one of the requirements listed below.

At least one of these must be true:

  • You have a 20% or higher pre-discharge disability rating (memorandum rating) and will soon leave the military, or
  • You’re waiting to be discharged because of a severe illness or injury that occurred while you were on active duty

Learn more about accessing VR&E services through the Integrated Disability Evaluation System (IDES)

Note: Severely injured active-duty service members can automatically receive VR&E benefits before VA issues a disability rating. This is according to Sec. 1631(b) of the National Defense Authorization Act (PL 110-181).

Benefits Delivery at Discharge (BDD): If you have an illness or injury that you believe was caused—or made worse—by your active-duty service, you can file a claim for disability benefits through the BDD program 180 to 90 days before you leave active duty. This may help speed up the claim decision process so you can get your benefits sooner.

Restoring GI Bill Fairness Act of 2011

The Restoring GI Bill Fairness Act of 2011 amended the Post-9/11 GI Bill. The provisions of the bill are applicable to training pursued under the Post-9/11 GI Bill that began on or after Aug. 1, 2011.

The legislation authorizes VA to pay more than the national maximum set for private schools (currently $17,500 or the appropriately reduced amount based on eligibility percentage) in tuition and fees under the Post-9/11 GI Bill for certain students attending private colleges and universities in seven states - Arizona, Michigan, New Hampshire, New York, Pennsylvania, South Carolina and Texas.

Eligibility Guidelines

To qualify for the increased payment (also referred to as the "grandfathered" tuition and fee amount), students must have been enrolled in the same college or university since Jan. 4, 2011 and have been enrolled in a program for which the combined amount of tuition and fees for full-time attendance during the 2010-2011 academic year exceeded $17,500.

You may qualify for more than one education benefit. If you’re eligible for more than one, you’ll need to decide which to receive. You can’t receive benefits under more than one program at a time. You can call 888-442-4551, Monday through Friday, 8:00 a.m. to 7:00 p.m. ET and they can assist you making that decision. If you have hearing loss, call TTY: 711.

Forever GI Bill- Harry W. Colmery Veterans Educational Assistance Act

Summaries for each program as they are effect by the Forever GI Bill Harry W. Colmery Veterans Educational Assistance Act

Reserve Duty That Counts Toward Post-9/11 Eligibility

  • The time that a Reservist was ordered to active duty to receive authorized medical care, be medically evaluated for disability, or complete a Department of Defense (DoD) health care study on or after September 11, 2001, now counts as active duty toward eligibility for the Post-9/11 GI Bill program. An individual may use this entitlement to pursue a course of education beginning on or after August 1, 2018.

Purple Heart Recipients

  • Servicemembers and honorably discharged Veterans who were awarded a Purple Heart on or after September 11, 2001 will be entitled to Post-9/11 GI Bill benefits at the 100-percent benefit level for up to 36 months. This was effective on August 1, 2018.

Yellow Ribbon Extension to Fry and Purple Heart Recipients

  • Recipients of the Fry Scholarship and Purple Heart will be covered under the Yellow Ribbon Program. This was effective August 1, 2018.

Yellow Ribbon Extension to Active Duty Servicemembers

  • Active duty Servicemembers may use the Yellow Ribbon program effective August 1, 2022.

Consolidation of Benefit Levels

  • Eliminates the 40-percent benefit level and expands the 60-percent benefit level under the Post 9/11 GI Bill program. An individual with aggregate service of 90 days but less than six months of active-duty service (excluding entry and skill training) now qualifies at the 50-percent benefit level. An individual with aggregate service of at least six months but less than eighteen months of active-duty service (excluding entry and skill training) now qualifies at the 60-percent benefit level. This removes the 40-percent benefit level. This section will take effect August 1, 2020.
Member Serves Percentage of Maximum Benefit Payable
At least 36 months 100%
At least 30 continuous days on active duty and must be discharged due to service-connected disability or received a Purple Heart (Purple Heart effective August 1, 2018) 100%
At least 30 months, but less than 36 months 90%
At least 24 months, but less than 30 months 80%
At least 18 months, but less than 24 months 70%
At least 6 months, but less than 18 months 60%
At least 90 days, but less than 06 months 50%

 

REAP Eligibility Credited Toward Post-9/11 GI Bill Program

  • Members of the Reserve who established eligibility to educational assistance under the Reserve Educational Assistance Program (REAP) before November 25, 2015, and lost it due to the sunset provision may elect to have that service credited towards the Post-9/11 GI Bill program.

Monthly Housing Based on Campus Student Attends the Majority of their Classes

  • The law requires the monthly housing allowance (MHA) under the Post-9/11 GI Bill program to be calculated based on the zip code of the campus where the student physically attends the majority of classes, rather than the location of the institution of higher learning where the student is enrolled. This applied to the first enrollment in an educational program on or after August 1, 2018.

Changes to Licensing and Certification Charges

  • Entitlement charges for licensing and certification exams and national tests under the Post-9/11 GI Bill will be prorated based on the actual amount of the fee charged for the test.

Assistance for Students Affected by School Closures and Certain Disapprovals

VA is now authorized to restore benefits and provide relief to education beneficiaries affected by school closures or certain disapprovals. This means payments of educational assistance will not be charged against an entitlement of educational assistance, or counted against the total period for which a beneficiary may receive educational assistance under two or more programs, if VA finds that the individual was unable to complete such course or program of study as a result of:

  • the closure of an educational institution; or
  • the disapproval of the course or a course that is a necessary part of that program by reason of a new law, regulation, or policy implemented after the individual enrolls.
  • not receiving credit, or losing training time, toward completion of the program being pursued.

VA may treat a course of education that is disapproved under this chapter as being approved, if VA determines, on a case-by-case basis, that the course was disapproved for one of the reasons stated above and continuing the course is in the best interest of the individual **This provision takes effect 90 days after August 16, 2017 and applies to courses and programs of education discontinued after August 1, 2015. For courses or programs discontinued during the period beginning January 1, 2015, and ending on August 16, 2017, an individual who does not transfer credits can have all his/her entitlement restored.

VA may also continue awarding a monthly housing allowance stipend under the Post-9/11 GI Bill program following a permanent school closure or certain disapproval of a course of study. The changes to monthly housing allowance took effect on August 1, 2018 and apply to courses and programs of education discontinued on or after August 16, 2017. Click here to find out more and apply.

Assistance for Post-9/11 GI Bill students impacted by Colmery Act MHA changes

  • On December 1, 2019, VA implemented new Monthly Housing Allowance (MHA) rules to pay housing benefits to Post-9/11 GI Bill students in accordance with the Harry W. Colmery Educational Assistance Act.

Some students may see a decrease in their MHA payments because of these changes and may apply for one-time financial assistance from VA to aid in their transition and financial planning to a lower MHA.

When relief is granted under these circumstances:

  • VA will pay the difference between the previous MHA payment, and the new MHA payment.
  • It will only be applicable for the student’s first affected term. Students impacted by Colmery Act MHA changes can apply in three ways:

To learn more about these MHA rate changes and how they may impact you, review the MHA Rate Change infographic, and Rate Change Letters Infographic.

Changes to Transfer of Benefits (TEB)

  • Veterans who transferred entitlement to a dependent can now designate a new dependent if the original dependent dies before using the entitlement.
  • Dependents who received transfer of entitlement under the Post-9/11 GI Bill can transfer their entitlement to another eligible dependent if the Servicemember or Veteran who made the transfer subsequently dies.
  • This law applies to deaths on or after August 1, 2009. This took effect August 1, 2018.

Find more information at our Reallocation Webpage.

More Benefits for Science, Technology, Engineering and Math (STEM) Programs

VA will provide up to nine months of additional Post-9/11 GI Bill benefits to certain eligible individuals who:

  • have or will exhaust Post 9/11 GI Bill entitlement within six months based on your current enrollment.
  • apply for assistance, and
  • are enrolled in a program of education leading to a post-secondary degree that, in accordance with the guidelines of the applicable regional or national accrediting agency, requires at least 120 standard semester (or 180 quarter) credit hours for completion in a standard, undergraduate college degree in biological or biomedical science; physical science; science technologies or technicians; computer and information science and support services; mathematics or statistics; engineering; engineering technologies or an engineering-related field; a health profession or related program; a medical residency program; an agriculture science program or natural resources science program; or other subjects and fields identified by VA as meeting national needs.
  • has completed at least 60 standard semester (or 90 quarter) credit hours in a field listed above or has earned a post-secondary degree in one of these fields and is enrolled in a program of education leading to a teaching certification.

Priority would be given to individuals who are entitled to 100 percent of Post-9/11 GI Bill benefits and to those that require the most credit hours. VA can pay each eligible individual the benefits for up to nine additional months, but the total may not exceed $30,000.

VA will not be authorized to issue any Yellow Ribbon payments. These additional benefits cannot be transferred to dependents. This expansion became effective on August 1, 2019.

Elimination of 15-year Limitation to use the Post-9/11 GI Bill Program

The law removes the time limitation for the use of Post-9/11 GI Bill benefits for individuals whose last discharge or release from active duty is on or after January 1, 2013, children of deceased Servicemembers who first become entitled to Post-9/11 GI Bill program benefits on or after January 1, 2013, and all Fry spouses.

All others remain subject to the current 15-year time limitation for using their Post-9/11 GI Bill benefits.

Reserve Components Monthly Housing Allowance

VA will prorate the monthly housing stipend (also referred to as the “monthly housing allowance”) under the Post-9/11 GI Bill for members of the reserve components of the armed forces.

This change will be applicable to a quarter, semester or term that commenced on or after August 1, 2018.

Pilot Programs for Technology Courses

Established a five-year pilot program for Veterans to train in the high-tech industry. Find out more on our VET TEC page.

Work Study Expansion

The law removes the expiration date of June 30, 2022, for certain qualifying work-study activities for which an individual may be paid an additional educational assistance allowance. These activities include outreach services for an SAA, providing hospital and domiciliary care and medical treatment to Veterans in a State home, or performing an activity relating to the administration of a national cemetery or a state Veterans' cemetery.

Changes to Survivors' and Dependents' Educational Assistance

The new law decreases the amount of entitlement that new eligible individuals will receive under the Survivors’ and Dependents’ Educational Assistance (DEA) program from 45 months to 36 months. This change applies to individuals who first enroll in programs of education on or after August 1, 2018. Individuals who first enrolled in a program of education prior to August 1, 2018, would still qualify for a maximum of 45 months of entitlement.

This law also increases the amount of educational assistance payable for pursuit of institutional courses and institutional courses under the Survivors' and Dependents' Educational Assistance Program. An eligible person will be entitled to a monthly allowance of $1,224 for full-time coursework, $967 for three-quarter time, and $710 for half-time coursework. The increases were effective October 1, 2018.

Using the GI Bill at Technical Schools and non-Institutions of Higher Learning (IHLs)

Beneficiaries will now be able to use their Post-9/11 educational assistance to pursue accredited independent study programs at the following educational institutions that are not institutions of higher learning (IHLs): area career and technical education schools that provide postsecondary level education and postsecondary vocational institutions. This change went into effect August 16, 2017.

Priority Enrollment

VA will improve outreach and transparency to Veterans and Servicemembers by providing information on whether institutions of higher learning administer a priority enrollment system that allows certain student Veterans to enroll in courses earlier than other students. This change went into effect August 16, 2017.

Informing Schools about Beneficiary Entitlement

VA must make available to educational institutions information about the amount of educational assistance to which a beneficiary is entitled under chapter 30, 32, 33, or 35. This information would be provided to the educational institution through a secure information technology system accessible by the educational institution and would be updated regularly to reflect any amounts used by the Veteran or other individual. A beneficiary pursuing a course of education may elect not to provide the information to an educational institution. This section was effective on August 1, 2018.

Reserve Component Benefits

The law authorizes service by Guard and Reserve members under 10 U.S.C 12304a and 12304b to receive Post-9/11 GI Bill benefits. An individual entitled to educational assistance as a result of this section was authorized to use such entitlement to pursue a course of education beginning on or after August 1, 2018. This applies to service in the Armed Forces occurring on or after June 30, 2008.

GI Bill Monthly Housing Allowance

Individuals who first used the Post-9/11 GI Bill program on or after January 1, 2018 will receive monthly housing allowance based on DoD’s reduced basic housing allowance (BAH) for monthly housing rates. Those that began using benefits prior to January 1, 2018 will continue to receive a higher monthly housing rate based in the non-adjusted BAH rates. For more information about Forever GI Bill - Harry W. Colmery Veterans Educational Assistance Act - Education and Training (va.gov).

Local Campus Student Veterans Information Pages

Austin Community College

University of Texas at Austin

Veterans « Huston-Tillotson (htu.edu)

Veterans Affairs | St. Edward's University in Austin, Texas (stedwards.edu)

Military Information (concordia.edu) or Service Members (concordia.edu)

TAX RATE: TRAVIS COUNTY ADOPTED A TAX RATE THAT WILL RAISE MORE TAXES FOR MAINTENANCE AND OPERATIONS THAN LAST YEAR’S TAX RATE. THE TAX RATE WILL EFFECTIVELY BE RAISED BY 3.5 PERCENT AND WILL RAISE TAXES FOR MAINTENANCE AND OPERATIONS ON A $100,000 HOME BY APPROXIMATELY $10.39.

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